Does Westmoreland understand anything?

Lynn Westmoreland’s diatribe about the Affordable Care Act did nothing to inform his readers, and that is because he does not understand the ACA. He has done nothing but waste time on repetitive votes to repeal it rather than understand it. Business understands the ACA. The delay of the data reporting requirement was suspended for one year. This reporting requirement applies to employers and insurance companies, which means that the individual mandate cannot be enforced since there will be no reporting until 2015. Is this bad?

Ninety-four percent of employers required to provide health insurance under the ACA already provide the required coverage. According to the Kaiser Family Foundation survey about 10,000 of employers or 1% of the US workforce is affected by the delay of implanting the employer mandate. These are primarily chain restaurants and big box retailers. Georgia has lots of both.

The firewall which prohibited employers from dumping their health care plan and forcing employees on to the government subsidized exchanges is suspended. The flip side is that the firewall also protected employers from healthy employees dropping coverage under their plan and opting for cheaper subsidized coverage. Since the employer mandate is suspended for one year, smaller employer plans can be abandoned and insured employees can opt for cheaper government subsidized coverage.

For example, the chain restaurant is not required to put insurance into effect until 2015. The insurance exchanges should be in place by 2014, and all of these restaurant employees could have coverage through the exchanges. Before 2015 employers should have a good idea of who they will have to cover under the required insurance plan. Costs can be accurately assessed and factored into budgets and payrolls.

This was a business friendly move, not an admission of failure.

Delia T. Crouch

Newnan



More Opinion

Georgia Says

The Savannah Morning News on beer jobs bill: What goes for bread also goes for beer, sometimes called "liquid bread" — half a loaf is ... Read More


Clear as mud

Physicians have proven there is a direct correlation between the statement, “hey Bubba, hold my beer and watch this,” and multip ... Read More


Out of their comfort zone

Common sense will tell you people don’t like to get out of their comfort zone. In fact, it’s pretty difficult to convince people ... Read More


Rants, Raves & Really?!?

A look back at last week’s highs, lows and whatevers: REALLY?!?: The Newnan City Council is looking into adding a mausoleum at the dow ... Read More


Georgia Says

The Augusta (Georgia) Chronicle on Rolling Stone magazine: Here's how accountability should work in the real world: Professional misconduct ... Read More

What if there were no video?

The video has gone so viral it has led the nightly news on all the major networks. And you’d be hard-pressed to find any adult who has ... Read More