Does Westmoreland understand anything?

Lynn Westmoreland’s diatribe about the Affordable Care Act did nothing to inform his readers, and that is because he does not understand the ACA. He has done nothing but waste time on repetitive votes to repeal it rather than understand it. Business understands the ACA. The delay of the data reporting requirement was suspended for one year. This reporting requirement applies to employers and insurance companies, which means that the individual mandate cannot be enforced since there will be no reporting until 2015. Is this bad?

Ninety-four percent of employers required to provide health insurance under the ACA already provide the required coverage. According to the Kaiser Family Foundation survey about 10,000 of employers or 1% of the US workforce is affected by the delay of implanting the employer mandate. These are primarily chain restaurants and big box retailers. Georgia has lots of both.

The firewall which prohibited employers from dumping their health care plan and forcing employees on to the government subsidized exchanges is suspended. The flip side is that the firewall also protected employers from healthy employees dropping coverage under their plan and opting for cheaper subsidized coverage. Since the employer mandate is suspended for one year, smaller employer plans can be abandoned and insured employees can opt for cheaper government subsidized coverage.

For example, the chain restaurant is not required to put insurance into effect until 2015. The insurance exchanges should be in place by 2014, and all of these restaurant employees could have coverage through the exchanges. Before 2015 employers should have a good idea of who they will have to cover under the required insurance plan. Costs can be accurately assessed and factored into budgets and payrolls.

This was a business friendly move, not an admission of failure.

Delia T. Crouch

Newnan



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